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Baccarat
Baccarat is a popular card game comprising of two hands, BANKER/PLAYER. The winning hand will be the hand whose card total is nearest to 9. In the game of Baccarat, Aces have a value of one and ten/face cards are valued at zero.How to play
1. The objective of the game is to obtain a Point Total as close to 9 as possible on either Player Hand or Banker Hand.
2. The value of the cards shall be determined as follows:
a. An Ace shall have a value of 1 point;
b. Any card from 2 to 9 shall have its face value; and
c. 10 and any Picture Card shall have a value of 0 point.
3. Player may start placing a Bet when the Dealer announces “Place your Bets, please”.
4. The permissible minimum limit and maximum Differential limit shall be displayed at the table.
5. It shall be the responsibility of the Player to place the Bet within the permissible minimum and maximum limits as displayed at the table.
6. Where applicable, no Player playing in any betting box and Betting less than the maximum limit provided, shall refuse the balance of the Bet in that Round of play to be taken up by any other Player.
7. Any Player may choose to place a Bet on any one or more of the following:
- Player
- Banker
- Tie
- Player Pair
- Banker Pair
- Super 6
Any Player may Bet on the Player Pair and/or Banker Pair and/or Tie without having to place a Bet on Player Hand or Banker Hand.
8. No more Bets shall be placed after the Dealer announces “No more Bets”.
9. The Seated Player with the highest Bet on the table may, on tables, where the cards are dealt face down, will have the authority to squeeze the cards.
10. Four initial cards shall be dealt from the Card Shoe. The first and third cards shall be the Player Hand and the second and fourth cards shall be the Banker Hand. These four cards shall be used to determine the outcomes of the Player Pair and Banker Pair.
Players who have Bets placed on either Player Hand or Banker Hand can Bet on the respective Insurance as shown in the Baccarat Insurance Pay Table. Thereby insuring their Original Bets. The Insurance Bet shall be paid in accordance with the Pay Table when the Player Hand or Banker Hand loses.
11. Players who have Bets placed on either Player Hand or Banker Hand can Bet on the respective Insurance as shown in the Baccarat Insurance Pay Table. Thereby insuring their Original Bets. The Insurance Bet shall be paid in accordance with the Pay Table when the Player Hand or Banker Hand loses.
12. After the initial four cards are dealt, including where a 3rd card is dealt to the Player Hand, the Player may decide to Bet on Insurance, as the situation arises, in accordance with the Baccarat Insurance Pay Table in. The odds of the Insurance Bet for the game shall either be indicated on the Display Board, or the Dealer shall push out the marker indicating the odds of Insurance Bet, provided always that:
a. Insurance for the Player Hand (Player Insurance Bet) is applicable to two or three cards situations which are subject to 3rd card rules.
Insurance for the Banker Hand (Banker Insurance Bet) is only applicable to a two cards situation; and
b. the total payout on the Insurance Bet(s) (as described under paragraph 11) shall not exceed the Original Bet placed on the Player Hand or the Banker Hand.
13. Subsequent card to be drawn by either Player Hand or Banker Hand shall be subject to the 3rd card rules in accordance with the Baccarat Table of Play in paragraph 3.12, provided always that if Player Hand does not draw a third card, Banker Hand shall stand on 6, 7, 8 or 9 and draw on 0, 1, 2, 3, 4 or 5.
Rule
PLAYER
HAVING |
|
0-1-2-3-4-5 |
Draws a card |
6-7 |
Stands |
8-9 |
Natural, Banker cannot draw |
HAVING |
Draws when the player’s third card is |
Does not draw when the player’s third card is |
3 |
0-1-2-3-4-5-6-7-9 |
8 |
4 |
2-3-4-5-6-7 |
0-1-8-9 |
5 |
4-5-6-7 |
0-1-2-3-8-9 |
6 |
6-7 |
0-1-2-3-4-5-8-9 |
7 |
STANDS |
|
8-9 |
NATURAL, PLAYER CANNOT DRAW |
|
0-1-2 |
DRAWS |
BANKER
NOTE: If the Player does not draw a third card, Banker shall stand on 6.
1. 9 is the highest Point Total, 8 is the second highest and so on in descending order. The Hand (Player Hand or Banker Hand) with the higher Point Total, is the winner.
2. If the Player Hand and the Banker Hand have the same Point Total, it denotes a Tie game. The Original Bet(s) placed on the Player Hand and Banker Hand shall be returned to players.
Settlement
Odds of each settlement
1. Player wins is always paid 1:1
2. Banker wins on commission baccarat, the house takes 5% commission from the winning bet.
3. If the Banker wins on a non-commission baccarat with 6 points, house will pay half or 50%.
4. Tie is paid 8 to 1
5. Pairs are paid 11 to 1
6. Super 6 bets are paid 12 to 1
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